WHAT IS A
A “home loan” also known as a “mortgage” is a loan advanced to you by a financial institution in return for security over the property you are using the loan to buy. Generally speaking a home loan will be a 25 or 30 year term, with regular repayment amounts fortnightly or monthly that are set to pay off the loan over the contracted term.
The loan is secured against the property you buy so if you are unable to continue paying the loan, the lender may ultimately require you to sell the property to settle the debt.
Given the current property prices, a home loan is realistically the way by which most people can afford to buy a house in Australia.
We help individuals and families achieve their dream homes through a variety of loan options and solutions tailored to their needs.
Buying a new house is a rite of passage for many people. For others, it’s a mark that significant changes are underway in their life. Whatever the case, there is undeniable excitement in finding the next place you will call home.
Most Australians secure a home loan to help them buy their property. Home loans are not just limited to the lease of money to purchase a house; there are various loan options available. We offer tailored solutions that are structured to benefit your ultimate goals and outcomes. To find out all the options that are available to you, enquire with us today.
It’s also important to note that lenders usually always base their approval for loans around the demonstrated ability that you can make repayments. We make sure to fully comprehend your circumstances and factor in all elements of your finances to ensure that all options we present are suitable for you. It’s imperative to us that we understand your situation, your anticipated results and long-term goals to ensure that the outcome we deliver is the best one possible.
We are committed to helping people find the means to acquire their dream home and equip them with the tools to build their future. Ask us today how we can help get you on track to buying your next home.